儘早開始退休規劃的優勢
要實現您的退休目標，很重要的一件事是瞭解自己需要準備多少資金以及需要儲蓄多長時間。退休規劃很大程度上取決於您所選擇的退休生活方式。是輕鬆休閒地度日？還是環遊世界？是否要在退休之前付清您的房屋貸款？任何時候著手規劃，為退休生活進行儲蓄都為時不晚。但是宜早不宜遲。
連續10年每年投資5,000美元且無額外投資。上圖中假設年回報率為8%。此案例僅供參考，所顯示的投資回報數據不代表任何實際投資。實際投資結果可能與此不同。
無論您有什麼樣的退休計劃，我們的金融顧問都能根據您的需求幫助您制定適合的方案。產品包括：
- Roth IRA
- 傳統 IRA
- SIMPLE IRAs
- SEP IRAs
- 401(k)退休福利計劃
- 利潤分成計劃
- 退休金計劃
- 年金
華美銀行財富管理服務的優勢
華美銀行財富管理服務的優勢
- 我們的金融顧問擁有豐富的經驗、精通多種語言、熟悉您的文化背景
- 從個人理財到企業規劃，我們都能助您一臂之力
- 使用手機銀行APP，即可隨時隨地查看您的投資組合 1
披露
1 您必須註冊使用手機銀行APP或網路銀行服務，才可以使用我們的手機銀行APP查看您的財富投資組合。可能適用其他條件與限制。您可免費使用華美銀行的手機銀行服務，但您的電信服務供應商可能會收取簡訊費用。請諮詢您的服務供應商，瞭解可能適用的具體費用及行動網際網路資費。
保險和投資產品爲：
| 並非由FDIC承保 | 並非銀行擔保 | 可損失價值 |
| 不在任何聯邦政府機構擔保之內 | 並非銀行存款 | |
查詢本投資理財機構的背景信息，請前往美國金融業監管局（FINRA）的經紀查詢（BrokerCheck）。
本機構地址：135 N. Los Robles Ave, Pasadena, CA 91101，免費電話888.978.8617。
Cetera Investment Service LLC（在加州登記立案爲CFG STC Insurance Agency LLC）提供證券與保險類產品。Cetera Investment Service LLC是美國金融業監管局（FINRA）及美國證券投資者保護公司（SIPC）成員。Cetera Investment Advisers LLC 提供諮詢服務。這兩間公司與提供投資服務的金融機構無互屬關係。隸屬於此券商/經紀商的個人爲註冊代表，只提供證券經紀商的服務和接收基於該事務的報酬（佣金）；註冊投資顧問，只提供投資諮詢服務和接收基於管理資產的相應費用；或作爲代表和投資顧問註冊，能提供以上兩種類型的服務。
點擊此處閱讀 Cetera Investment Services的隱私條款 、其他重要信息及運營持續計劃 。
本網站內的資訊只適用於美國居民。 Cetera Investment Services LLC 的註冊顧問只能對美國或其他註冊地區的居民提供服務。本站的產品與服務沒有在美國某些州提供，也並非所有在列諮詢顧問皆可提供所有產品和服務項目。詳情請聯繫本站所列出的金融顧問，或前往Cetera Investment Services LLC網站www.ceterainvestmentservices.com。
DISCLOSURE
1 To access your investment portfolio using our Mobile App, you must be enrolled in the Bank’s mobile or online banking service. Additional terms and conditions may apply. East West Bank does not charge for Mobile Banking. However, your mobile service provider may charge for sending and receiving text messages on your phone. Check with your service provider for details on specific fees and data charges that may apply.
Insurance and investment products are:
| Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value |
| Are Not Insured by Any Federal Government Agency | Are Not Deposits | |
Check the background of this investment professional on FINRA’s BrokerCheck.
Located at: 135 N. Los Robles Ave, Pasadena, CA 91101 Toll-Free 888.978.8617
Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.
Click here to view Cetera Investment Services Privacy Policy, other Important Information and Business Continuity Plan.
This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com.
