Maximize your savings


Maximize your savings

  • Open a CD today to lock in a great rate and earn steady returns.1
  • Fixed interest rates, compounded daily
  • No opening or maintenance fees
  • $1,000 minimum balance
  • Flexible terms from 32 days to 5 years
  • FDIC insured up to $250K per depositor, per insured bank, for each account ownership category

How Do CDs Work?

How Do CDs Work?

A CD is an interest-bearing account, where funds must remain in the account for an agreed upon period of time, or “term.” You choose the investment term that works best for you—our CD terms range from 32 days to 5 years. Early withdrawal penalties will apply if funds are withdrawn before term maturity.

Generally, CD accounts let you earn a higher rate of return on money you know you won't need for a while. The fixed interest rate is guaranteed for the term of the CD if funds remain in the account until term maturity, making CDs a great low-risk investment option.

Want to learn more?

Read FAQs


How to Apply?

To be eligible to open a CD from our Mobile App or Online Banking Service, you must first have a qualifying checking or savings account.2, 3

  1. Get started2,3

    Log in to our Mobile App or Online Banking Service and select “Savings”, then “CD” from “Explore Products” on the Dashboard.

  2. Select an opening deposit

    Select the CD opening deposit amount and term that best suit your needs.

  3. Confirm and submit

    Confirm your contact information, submit your application, and fund your CD from your qualifying checking or savings account—all within minutes.

  4. Check for confirmation

    Check your email for your new CD confirmation, and you’re all set.