Up to a $10,000 credit limit. Higher limits allow you to spend more and build your credit history. 1
Apply without a Social Security Number (SSN) or previous credit history. 1
Accepted globally without foreign transaction fees. 3
![]() | Bank of America | Citibank | |
Apply with no SSN | ![]() | ![]() | ![]() |
Maximum Credit Limit | $10,000 | $5,000 | $2,500 |
Annual Percentage Rate (APR) | 20.99% | 26.24% | 27.74% |
Foreign Transaction Fee | No fee | 3% | 3% |
Apply with no SSN | |
---|---|
![]() | ![]() |
Bank of America | ![]() |
Citibank | ![]() |
Maximum Credit Limit | |
---|---|
![]() | $10,000 |
Bank of America | $5,000 |
Citibank | $2,500 |
Annual Percentage Rate (APR) | |
---|---|
![]() | 20.99% |
Bank of America | 26.24% |
Citibank | 27.74% |
Foreign Transaction Fee | |
---|---|
![]() | No fee |
Bank of America | 3% |
Citibank | 3% |
East West Bank information accurate as of 02/01/2024. Information from other listed institutions is from the institutions’ websites and is accurate as of 12/04/2023. The data listed above may change, and additional features and terms may also apply to each institution’s secured card product.
Once you receive your Secured Credit Card, activate it by following the instructions included with your card.
After you activate your card, use the Manage card feature in our Mobile App or Online Banking service to access a full suite of card management tools:
Set up a payment account to make recurring or one time payments to your card.
Review your balance, available credit, and transactions.
Download your secure credit card statements.
Set up alerts to notify you when important events occur on your Secured Credit Card.
Enjoy using your Secured Credit Card and start building your credit history in the U.S.1